Coverage
The right policy is a personal fit.
Six kinds of coverage, six honest explanations. Each page below gets into what it actually does, what it costs, who it suits and who should skip it — including the times I'll tell you that you don't need the thing I sell. Not sure where you land? The 60-second quiz is the fastest way to find out.
Coverage types
Most coverage, lowest costTerm Life InsuranceThe most coverage for the least money, for the years it actually matters.Read the full guide Lifelong, guaranteedWhole Life InsuranceCoverage that never expires, with a guaranteed savings component attached.Read the full guide Growth potential with a floorIndexed Universal Life (IUL)Permanent coverage with market-linked growth and a 0% floor — for the right person.Read the full guide Keep the houseMortgage Protection InsuranceCoverage aimed squarely at the biggest number in your household.Read the full guide Small, simple, no examFinal Expense InsuranceSo nobody has to start a fundraiser during the worst week of their life.Read the full guide Income you can't outliveAnnuitiesTurning a pile of savings back into something that looks like a paycheck.Read the full guide
Where I offer this
Local across the Willamette Valley, licensed statewide in Oregon and in 19 other states.
See every Oregon service area or the full list of licensed states.
Rather just talk it through?
Fifteen minutes, no obligation. Here's who you'd be talking to.