Guides
Life insurance, explained like a friend would.
Short, honest write-ups on the questions Oregon families actually ask me — no jargon, no fear-mongering, no "act now." If something here doesn't answer your question, just ask me.
Drafts in progress. These are written but not published yet — they're hidden from search engines until Daniel gives each one a final read.
Draft
How much life insurance do you actually need in Oregon?
A back-of-napkin method that takes about four minutes and beats any online calculator.
Read it DraftTerm vs whole life for Portland renters who might buy in 5 years
You don't have a mortgage yet. That changes the answer — but maybe not the way you think.
Read it DraftGroup life through Intel, Nike, or OHSU: what it covers and what it doesn't
It's free money and a real benefit. It's also usually not enough, and it's not yours.
Read it DraftMortgage protection vs term life for Hillsboro and Beaverton homebuyers
They're closer than the marketing suggests. The differences that matter are ownership and payout.
Read it DraftFinal expense insurance in Oregon: what it costs and who it's for
Small policies, simple underwriting, and one of the kindest things you can set up for your family.
Read it DraftLife insurance for Eugene and Corvallis grad students and new faculty
Stipend-sized budgets, co-signed loans, and the cheapest rates you will ever be offered.
Read it